Banks in Dubai vary widely in onboarding speed for foreign founders and remote/nonresident companies. Provide your top 3 banks by real-world experience, state typical approval timelines you encountered, list any account types or free zones that sped up approval, and note one key document or proof that made the biggest difference in getting approved quickly.
- Company type: mainland, specific free zone (e.g., DMCC, DIFC, ADGM, JAFZA) or offshore.
- Founder residency: nonresident, resident outside UAE, or holding a UAE visa.
- Industry: fintech, e‑commerce, consulting, crypto, high‑risk categories.
- Typical onboarding route: remote application, branch visit, or using a local introducer/service.
- Expected timeline: fastest, typical, and worst-case approval times you’ve seen.
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- Bank name — one line.
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- Typical approval time — one line (e.g., 3–7 business days; up to 6 weeks).
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- Company types accepted — one line (e.g., free zone only; mainland + free zone).
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- Biggest accelerator — one line (e.g., local sponsor, audited financials, client contracts).
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- Gotchas — one line (e.g., minimum balance, restricted sectors, mandatory signatory visit).
- Bank name: ExampleBank
- Typical approval time: 5–10 business days for free zone companies.
- Company types accepted: Free zone and mainland with local proof of operations.
- Biggest accelerator: Clear UBO disclosure + active client invoices.
- Gotchas: Higher initial deposit for mainland accounts; signatory may need to visit branch.
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