Shopify states applications do not require personal credit checks.
NOIR & BLANCO COMMUNITY
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Generally, Shopify Credit does not affect your personal credit score in the way a personal credit card or personal loan typically would.
Shopify Credit is designed as a business credit product for eligible Shopify merchants, and eligibility is generally based on factors such as your store’s sales performance and business activity rather than a personal credit check.
The short answer is: Shopify Credit generally does not affect personal credit scores.