Lenders typically ask for proof of income, employment verification, bank statements, tax returns, credit history, and property details. Visit us: https://7seasmortgage.com/

Interest rates depend on market conditions, your credit score, loan amount, loan term, and whether you choose a fixed or variable rate. Visit us: https://7seasmortgage.com/

Typically, lenders require a down payment of 10%–20% of the property’s purchase price, though some programs may offer lower down payments for qualified borrowers. Visit us: https://7seasmortgage.com/

Anyone who meets the lender’s eligibility criteria—usually including stable income, good credit history, and the ability to make a down payment—can apply for a residential mortgage.

A residential mortgage is a loan taken by an individual or family to purchase or refinance a home or residential property. The property itself acts as collateral for the loan.