I’ve been researching different ways to grow a lending-based business without taking on unnecessary risk, and I keep coming across the term Loan Book Finance. From what I understand, it allows you to leverage the value of your existing loan portfolio to access capital, restructure funding, or stabilise cash flow — but I’d love to hear real experiences from others in this space.
Has anyone here used loan book finance to expand operations, manage liquidity, or acquire new portfolios?
What was your experience with the process?
Did it actually help your business grow, or was it more complex than expected?
I’ve been speaking with Borg Financial, and they explained how a professionally structured loan book can become a major asset for long-term planning. They also mentioned that risk management and accurate valuation are key, so I’m curious how others approached that part.
If you’ve gone through it —
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How did you get your loan book assessed?
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What type of funding did you secure from it?
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Would you recommend it to smaller or mid-size lending businesses?
Any insights, tips, or even warnings would be really appreciated. Trying to understand if this is a smart strategy for growth or something to approach cautiously.
Thanks in advance!